Privacy Policy
Effective Date: 01st September 2025
[Hots Wealth Advisors Pvt Limited ] (“Company”, “we”, “our”, “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you use our website [www.wealthypanda.co.uk ] (the “Website”). It applies to users in both India and the United Kingdom.
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1. Information We Collect
We may collect the following information when you interact with our Website:
•Personal Identification Data: Name, email address, phone number, postal address, and identity verification details.
•Financial and Investment Information: Investment preferences, property interests, and related financial details provided voluntarily.
•Technical Data: IP address, browser type, device information, location data, and cookies.
•Communication Data: Records of inquiries, emails, or calls made to us.
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2. How We Use Your Information
Your data may be used for:
•Providing information and services related to property investment.
•Responding to inquiries and customer support.
•Sending updates, newsletters, or investment opportunities (with consent where required).
•Complying with legal, tax, and regulatory obligations.
•Improving website functionality, analytics, and user experience.
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3. Legal Basis for Processing
•For UK users, we rely on UK GDPR lawful bases: performance of a contract, legal obligation, legitimate interests, and consent (for marketing).
•For Indian users, we process personal data in line with the Digital Personal Data Protection Act, 2023, based on consent and lawful processing grounds.
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4. Sharing of Information
We do not sell your personal data. We may share information with:
•Professional advisors, auditors, and regulators where required by law.
•Service providers such as IT support, marketing, hosting, and analytics partners.
•Business partners in connection with property investment opportunities (only with consent).
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5. International Transfers
•If you are in the UK, your data may be transferred to India or other jurisdictions where our partners or servers are located. Such transfers will be safeguarded under standard contractual clauses (SCCs) or equivalent mechanisms.
•If you are in India, data may be processed within India or overseas as permitted under the DPDP Act.
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6. Data Retention
We will retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.
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7. Your Rights
For UK Users (UK GDPR):
•Right to access, rectify, erase, restrict, or object to processing.
•Right to data portability.
•Right to withdraw consent at any time.
•Right to lodge a complaint with the Information Commissioner’s Office (ICO).
For Indian Users (DPDP Act):
•Right to access, correct, and erase personal data.
•Right to nominate another person in case of incapacity.
•Right to withdraw consent.
•Right to grievance redressal through our Data Protection Officer.
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8. Cookies
Our Website uses cookies and similar technologies to enhance user experience, track performance, and deliver targeted content. You may manage cookies through your browser settings.
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9. Security
We implement appropriate technical and organizational measures to protect personal data from unauthorized access, alteration, disclosure, or destruction. However, no online transmission is completely secure, and we cannot guarantee absolute security.
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10. Children’s Privacy
Our Website is not intended for individuals under the age of 18. We do not knowingly collect data from minors.
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11. Contact Us
Stanley@wealthypanda.co.uk
